Category Archives: debt

January 2016 Top Offers For Balance Transfers From Holiday Debt Overload

Heading into 2016, many of us have found that during the holiday season, we racked up a sizable debt load on our credit cards. The holiday season is often the most expensive time of year for most people. While the economy has arguably improved, many of us had to resort to breaking out the plastic …

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Is The Verve Credit Card Worth Applying For Read Our Review

If you have bad credit, chances are you want to repair that bad credit. To do that you will need creditors that are willing to work with someone, such as yourself whose credit has been damaged. You can accomplish this with a credit card meant for those with bad credit. The bad news is that …

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Where consumers should turn if they get behind with their credit card

Although, credit card debt is less of a problem than it has been in ten years, it is still overwhelming many in the United States. According to the Federal Bureau of Accounting Standards, 2013 offers the best methods to overcome this debt in decades. If you are not aware, many credit card companies are now …

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Overspending In Pursuit of Reward Credit Card Perks Could Create A Financial Problem

Reward cards are beneficial in many ways only if they are used in the proper manner and a card holder maximizes the rewards. However, it can be at times tricky to be able to optimize the rewards and this means that you do not get the perks offered by the card issuers and stores where …

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Achieving Financial Independence In 2013 By Eliminating Debts

We all want to make moves to both eliminate or at the very least reduce our debt in the coming year. So how should you move forward with an effective plan that definitely will get rid of the mountain of debt for good. It primarily boils down to changing our mindset and behaviors when it …

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Will Your Credit Score Survive a Short Sale?

When the news about the new short sale policies from Fannie Mae and Freddie Mac first broke out, it appeared to be a ray of hope for “underwater homeowners” – particularly the ones who had not missed a single payment on their mortgage in spite of the huge drop in the market value of their …

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How Do You Shop For Loans To Consolidate Debts

Shopping for Loans to Consolidate Debts – Tips and Advice There are a number of ways to consolidate debts. Most of the time people are looking to consolidate high interest, unsecured, credit card debt into long-term, low interest loans. We will discuss some of the loan options available and tell you about some of the …

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Finding Relief From Summer Bills By Consolidating Credit Cards

Credit card debt has a way of starting small and building up to levels that make it unmanageable. The situation is worse if you owe multiple companies each month. One way to regain some financial stability is to consolidate your credit card debt. When consolidating your credit cards, you combine the individual payments into one …

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Finding deals on balance transfer cards this summer

Balance transfer cards are your best bet to get out of the sticky spot of mounting debts and high interest rate by transferring the balance to a card that has low interest or zero interest for a certain amount of period. When you look for balance transfer cards, you have to look for the ones …

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Here are the Top Ten Balance Transfer Tips that you can use for 2012

With a new year comes a new priority for becoming debt free. In 2012, one of your main goals should be to eliminate any unnecessary interest and start to build wealth where possible.  A great way that many people are lowering their credit card debt is by transferring their balances from high interest credit cards …

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